4 tips to help you improve your credit score right after bankruptcy.

Published: Oct. 22, 2015, 12:41 p.m.

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4 tips to help you improve your credit score right after bankruptcy.

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How to improve your credit score after bankruptcy. I\'ve seen people go through bankruptcy and then suffer for five or six years because they don\'t actively engage in their credit history after the Bankruptcy. Consumer\\u2019s think they have ruined their credit and give up. It\\xa0is the wrong time to do that.

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The day after the consumer\\u2019s bankruptcy settlement date,\\xa0they should go through their credit report and make sure that every account that should have been included in the bankruptcy is showing that way on their report. Be sure to check all three repository files; TransUnion, Experian, and Equifax.

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The second thing to look for is an account that was not included in the bankruptcy but has a pretty good history. One or two accounts that maybe were not used in a while. See if you can keep them active. Let\\u2019s say a Lowe\'s or a Home Depot. Something that was not included in bankruptcy that can be pulled through the bankruptcy. That will give you a long history. A long credit history is very important for a good credit score. So pull as many accounts through bankruptcy as you can. Accounts that have never been late are the best, that\'s a great way to rebound credit scores quickly.

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