Timely Tips for 2015 Health Insurance
b'with Kimberly Lankford, Contributing Editor \\u2013 Kiplinger\\u2019s Personal Finance, Columnist for \\u201cAsk Kim\\u201d, Author, Personal Finance Expert
Healthcare insurance offerings, coverages, plans and payment tiers change every year, so with open enrollment ending February 15, 2015, all of us still have time to make changes to our healthcare insurance policies for 2015. After 2/15, when open enrollment expires, you\\u2019ll only be able to change plans if you have a life-changing event such as a relocation, a new baby, etc.
But a lot of people, especially younger folk, take their health insurance lightly and don\\u2019t really check to see if they might be impacted by plan changes or doctor coverage, or shop around for better rates and coverage. People also tend to pay little attention to their deductibles and out-of-pocket prescription costs, or fail to consider using less-expensive generic drugs \\u2013 which can add up significantly if you have a serious medical condition. So now is a good time to spend at least half-an-hour on understanding your coverage, prescription drug and premium options.'