Choosing The Right Adviser To Invest Your Money

Published: Nov. 18, 2015, 6:30 p.m.

b'With Mark Ciucci, Senior Vice President of Advice at United Capital Financial Life Management\\u2122



As a senior executive at United Capital, Mark guides us through the process of navigating the investment world in order to get the right adviser to\\xa0invest your money. While the investment professionals have historically concentrated on the selling of financial products, today\'s true\\xa0professional focuses on\\xa0matching the proper investment strategies to your individual life goals.

The right investment professional should work with you to understand your priorities, and your near term and long term goals \\u2013 so it\\u2019s important to interview investment advisers to make sure you get someone who\\u2019s clearly on your side. If someone begins\\xa0recommending a product\\xa0before discussing your life\'s goals, Mark\\xa0says\\xa0run away as quickly as possible and find someone who can invest your money soundly.

Advisers also need to manage the amount of risk their clients can truly bear. \\xa0He says risk is something most advisers get wrong \\u2013 so you need an adviser who isn\\u2019t out to please you but to truly determine what level of risk is appropriate for you\\xa0and invest your money accordingly. He doesn\\u2019t want advisers to get caught up in simplicities like the so-called "4% rule" but set up a personalized investment plan that truly works for you.'