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b"Linsdey Johnson currently serves as the President of U.S. Mortgage Insurers (USMI). USMI is the nation's leading private mortgage insurance companies in the country. As president os USMI, Lindsey works with member companies to advance the value of private mortgage insurance (MI)\\xa0to borrowers and taxpayers and to promote a sustainable housing \\ufb01nance system backed by private capital.
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\\nLindsey previously served as a Director on PwC\\u2019s public policy team. Prior to joining PwC, Lindsey was a former member of the Senate Banking Committee staff as the Republican Staff Director for the Senate Banking Committee\\u2019 s National Security and International Trade and Finance ( NSITF) Subcommittee, and as a Senior Policy Advisor to Senator Mark Kirk ( RI Illinois ), focusing on noteworthy banking, housing finance reform, and insurance legislation.\\xa0
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\\nKey Points
\\nPrivate Mortgage Insurance (PMI) - what it is and why it's important to you
\\nLow down payment mortgages - the 20% down payment myth
\\nConventional vs. FHA loans
\\nHow Government Sponsored Enterprises (GSEs), namely Fannie Mae and Freddie Mac, regulatory responsibilities are changing.
\\nResources
\\nUSMI.org
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\\nLowDownPaymentFacts.com
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\\nMortgage Bankers Association
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