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b'The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!\\nDave Ramsey & Jade Warshaw answer your questions and discuss:\\n\\n"My husband spent $14K on phone games..."\\n\\n"How much should we save before having kids?"\\n\\nHow much Americans spend on Halloween,\\n\\n"How much should be in my emergency fund?"\\n\\nWhy you should never lease a car,\\n\\nread more:\\xa0How Does Leasing a Car Work?\\n\\n\\n"My cousin is stealing from her 13-year-old son,"\\n\\n"Get student loans for a higher paying career?"\\n\\n"Should I wait to buy a house?"\\n\\n"How can we keep each other motivated?"\\n\\n"How can we keep each other motivated?"\\n\\n"Save in the S&P500 or in CDs?"\\n\\n"Trade in our car while paying off debt?"\\n\\n"We can\'t afford our current expenses,"\\n\\n"My dad wants me to help him buy a house,"\\n\\n"How do we handle our finances as newlyweds?"\\n\\n"What\'s the best way for me to buy my first car?"\\n\\n"How do I get on track with the Baby Steps?"\\n\\n\\nHave a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET\\n\\nSupport Our Sponsors:\\n\\nBetterHelp\\n\\nChurchill Mortgage\\n\\nZander Insurance\\n\\nUSCCA\\n\\nNeighborly\\n\\n\\nFor help with investing, get connected with a SmartVestor Pro: Click Here\\nPrep for open enrollment\\u2014take our coverage quiz!: Click Here\\nFind a Ramsey Trusted Real Estate Agent: Click Here\\nWant a plan for your money? Find out where to start: Click Here\\nListen to all The Ramsey Network podcasts:\\xa0Click Here\\nInterested in advertising on The Ramsey Show? Click Here\\n\\nLearn more about your ad choices.\\xa0https://www.megaphone.fm/adchoices\\nRamsey Solutions Privacy Policy'