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b'Ken Coleman & Rachel Cruze answer your questions and discuss:\\n\\n\\xa0Why you shouldn\'t have a mortgage that\'s 40% of your take home pay,\\n\\nfrom the blog:\\xa0Mortgage Calculator\\n\\n\\nHow to determine how much of an Emergency Fund you need,\\n\\nfrom the blog: A Guide to Your Emergency Fund\\n\\n\\n"Should we do use a first lien HELOC to buy our first home?"\\n\\nfrom the blog:\\xa0Mortgage Options to Avoid\\n\\n\\nWhat to do when you can\'t get a hold of your budget and are still living paycheck to paycheck,\\n\\nfrom the blog: Gazelle Intensity: Do You Have It?\\n\\n\\nHow to make lasting family memories for little to no money,\\n\\n"Should I pursue a growing side hustle or take a promotion at work?"\\n\\nfrom the blog: How to Take Your Side Hustle Full Time\\n\\n\\n\\nSupport Our Sponsor:\\n\\nBalance of Nature\\n\\nPODS Moving & Storage\\n\\nNeighborly\\n\\n\\nHave a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET\\n\\nHere\'s an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium.\\xa0Click the link below\\xa0and start budgeting today!\\nwww.everydollar.com/TRS\\nWant a plan for your money? Find out where to start: https://bit.ly/3cEP4n6\\nListen to all The Ramsey Network podcasts:\\xa0https://bit.ly/3GxiXm6\\nInterested in advertising on The Ramsey Show? https://ter.li/s64ye3\\n\\nRamsey Solutions Privacy Policy'