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\\n \\t* The NFIB Index of Small Business Optimism in the month of December, so this is post the election of Donald Trump
\\n \\t* Shot up from 98.4 in November to 105.8
\\n \\t* This is the highest level in 12 years - since before Obama was President
\\n \\t* And it\'s the biggest monthly jump in 37 years
\\n \\t* You have to go all the way back to 1980, the election of Ronald Regan to find a moment in time where you saw this big an increase in optimism, in confidence among small business owners
\\n \\t* Remember, it was Michelle Obama not too long ago
\\n \\t* Saying, "This is horrible, there\'s no hope anymore in America!"
\\n \\t* Well, small business owners haven\'t been this hopeful since I was in high school
\\n \\t* Why are they so optimistic?
\\n \\t* Well, first of all, it\'s more a testimony to how horrible things have been over the last 8 years
\\n \\t* People are just hopeful that now there\'s going to be some relief, that Barack Obama is gone
\\n \\t* Because the lat 8 years have been very, very difficult for small businesses
\\n \\t* First of all, if you\'re running a small business, you can\'t take advantage of zero percent interest rates
\\n \\t* You can\'t just show up at the discount window and borrow from the Fed
\\n \\t* Also, you can\'t sell bonds into the bond market, like big corporations can
\\n \\t* If you\'re a small business, and you need credit, you\'ve got to go to a bank and get a loan
\\n \\t* But the banks don\'t have any money - there\'s no savings - nobody\'s putting money into the bank
\\n \\t* And no banker wants to carry a risky loan on his books
\\n \\t* When he can just own U.S. Treasuries
\\n \\t* The regulators are all over you, if you actually make a loan to a business
\\n \\t* So businesses haven\'t gotten capital
\\n \\t* Meanwhile the cost of doing business has gone up because there\'s been all sorts of regulations that have been added to the burden of business
\\n \\t* Over the lat 8 years
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