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In this podcast, Scott Meyer and Carol Zacharias will examine the implications of bankruptcy for directors and officers. They will discuss the rise in bankruptcy filings and describe the bankruptcy process and the roles of participants. They will also illuminate directors and officers\\u2019 liability and key coverage concerns. And, they will propose best practices, with regard to quality insurance protection. Finally, they will talk about the impact of the global recession \\u2013 which \\u2013 spawned by the subprime mortgage and credit crisis in the United States \\u2013 fostered a steep rise in the number of personal and business bankruptcy filings in 2009. They will additionally discuss the varied collective action rules, punitive damages, indemnification uncertainties, and litigation certainty \\u2013 along with insurance and risk management considerations.

Staffed by a team of innovative underwriters, ACE Professional Risk is the operating unit within ACE USA, which distributes management liability, professional liability and surety products through retail brokers throughout the U.S. and Canada. For more information about ACE Professional Risk and its range of products and services, please visit: www.aceprofessionalrisk.com. The above is only a summary; please see actual policies for terms and conditions.

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ACE USA is the U.S.-based retail operating division of the ACE Group of Companies, headed by ACE Limited (NYSE: ACE), and is rated A+ (Superior) by A.M. Best Company and A+ (Strong) by Standard & Poor\\u2019s. ACE USA, through its underwriting companies, provides insurance products and services throughout the U.S. Additional information on ACE USA and its products and services can be found at www.ace-ina.com. The ACE Group of Companies provides insurance and reinsurance for a diverse group of clients around the world.

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