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Millennials and younger generations are figuring out that the American Dream as laid out by previous generations is a farce. The pillars of older generations and how they spent their money revolved around large homes at inflated prices. While a great investment on paper, its only valuable if there is a market for it. Future generations won\u2019t be there to purchase the $500K+ homes for two reasons. One-they can\u2019t afford it and Two-they don\u2019t want it. The surplus this will create for young boomers and older gen x families will result in homes that will have to be slashed in price from their value today resulting in one of the biggest housing crashes the U.S. will ever see. Combine this with the fact that these high home values are necessary for the sellers because of the expectation that this will fund retirement will result in a domino effect that will be very hard to dig ourselves out of.

Here at Talkin Cash we're having an open and honest conversation about how the average person perceives money and how you can increase your financial IQ.  The average American struggles to get by and is buried in debt for most of their lives.  Zack Hayes and Ryan Kersten are no financial experts but they've been around the block long enough to learn a thing or two, creating their own financial independence at an early age.  Talkin Cash will uncover some of the missteps people make in regards to money and focuses on how you can avoid the pitfalls so you can also be on the road to financial independence.

Follow us on Twitter @weltalkincash and use the #talkincash to join the conversation.  New episodes of Talkin Cash Podcast weekly.