b'"It\\u2019s been a rough couple weeks. You watched your retirement accounts lose as much as 30% of their value. You\\u2019re watching businesses disappear left and right. Maybe you\\u2019re stuck at home. Maybe you have to show up to work every day, with a flutter of fear in your heart, because you have one of those \'essential\' jobs. Your kids are at home\\u2014school is canceled. You\\u2019re going through groceries like crazy. You\\u2019ve never used more toilet paper. And the news is bad, bad, bad, every single day."...'