I am Joy Anciano, Certified Financial Education Instructor and Coach.
After an unexpected illness left me unable to work, I found myself scared, drowning in a sea of bills and debt.
Too embarrassed to ask for help, I took to the internet and watched every video, read every blog post I could find to figure out what to do.
Through much trial and error, I began to see results for myself and started helping friends and family with their financial struggles.
Now I use my knowledge and experience to educate and empower women to break the vicious cycle of living paycheck to paycheck.