A 58-year-old man with no retirement savings asks a USA Today financial-advice columnist for help, noting he was embarrassed to consult with a financial planner. This podcast (6:32) suggests that many of the people advisors meet with, specifically prospective clients, are not receiving the peace-of-mind benefits enjoyed by clients who have a relationship with an advisor and a framework within which to tackle what may be the No. 1 stressor, financial stress. Learn more about your ad choices. Visit megaphone.fm/adchoices