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Have you ever considered going back to school? Early retirement can be a fantastic time to explore new learning opportunities.\\xa0
In this episode of Retirement Starts Today, we\\u2019ll take a look at a\\xa0Market Watch article\\xa0that describes the burgeoning culture of adult learning for those at or near retirement age. We\\u2019ll continue by exploring many higher education programs across the United States that are aimed at people aged 50 and above.
Make sure to stick around for the listener questions segment where I answer a question about using home equity as long-term care insurance. You\\u2019ll hear my opinion on the matter and learn how much home equity you may need to make this strategy work.\\xa0
We all know that the market has had an incredible run this past year. Many people\\u2019s portfolios are up 30%. When you\\u2019re seeing these kinds of returns it can be especially difficult to take those earnings and put them into the calmer side of your portfolio, but as you approach retirement it\\u2019s a good time to edge closer to a 60-40 split.
If you are within a year or two of retirement, you should know where your first few years of retirement income are coming from. That means that this is the time to be prudent and squirrel away some of those profits in any boring type of account so that you can fund the first few years of your retirement without worrying about the ups and downs of the markets.\\xa0
If you have ever had the inkling of going back to school early retirement is a great time to start. Many people are turning to higher education as a way to find fulfillment after long and successful careers.\\xa0
The rise of Covid and the ease of learning through technology are augmenting this trend. The pandemic has caused stagnant enrollment rates in many colleges around the country. This has led\\xa0those institutions\\xa0to find new ways to make money. Many universities are turning to alternative programs and continuing education as a way to reach a broader audience.\\xa0
There are learning opportunities offered through many different types of programs at different universities, private subscription programs, and even free online programs.\\xa0
These are a few of the programs are offered by different universities:
You don\\u2019t have to turn to a university to continue your education. There are many types of subscription learning programs available as well.\\xa0
If you don\\u2019t want to invest any money into continuing your education you can take advantage of free or low-cost programs through these websites:
There are so many amazing educational opportunities to enjoy. The pandemic has caused a giant leap forward in virtual learning. With modern technology, you can learn anything at any time from any place. Since people are living longer, retirement can last for 30 years or more. This leaves plenty of time for an encore. So, if you ever had the notion to go back to school to either pursue your options for a second act or simply to explore new educational opportunities, the world is your oyster. Have you ever considered going back to school? What would you want to study?
Subscribe to Retirement Starts Today on
Apple Podcasts,\\xa0Stitcher,\\xa0TuneIn,\\xa0Podbean,\\xa0Player FM,\\xa0iHeart, or\\xa0Spotify
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