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With the recent market volatility, people are looking for financial advisors now more than ever. But how can you choose a financial advisor that\\u2019s right for you? I created a PDF with 8 questions to ask a financial advisor when you are looking. I\\u2019ll discuss these 8 questions as well as answer 2 listener questions and discuss the retirement headlines on this episode of Retirement Starts Today.
Often in a marriage, the Social Security benefits vary greatly between the 2 partners. One may be much larger than the other. So how should you determine which one to take when? Many people don\\u2019t realize that if one spouse has a very small or even no Social Security benefit they are actually entitled to half of their spouse\\u2019s benefit. Find out how to decide what to do if one of the Social Security benefits is much smaller than the other by listening to this episode of Retirement Starts Today. You can also check out one of the Social Security calculators on the Social Security website.
I often call the 60-40 portfolio the swiss army knife of portfolios for a good reason. The 60% in stocks is for growth and the 40% in bonds is for short term spending. A listener asks how diversified their bond portfolio should be. I think that just like your stock portfolio, your bond portfolio should be as diversified as possible. It should include short term, intermediate-term, and long term bonds. These types of bonds have different levels of volatility.\\xa0
With the recent market volatility, people are looking for financial advisors now more than ever. But how do you find the right financial advisor to meet your needs? I created a free PDF of questions you can ask potential financial advisor candidates. Included are these questions:
Download the PDF to see the full questions and my answers.
This pandemic has shown that many people can do their jobs from a home office. One company plans to continue this trend in the long term by having 50% of their staff work from home. This is a huge benefit for the company and will save them a lot of money on commercial real estate, but the potential benefits for employees looking for flexibility is even greater. Many people looking to retire are really looking for time flexibility. If your company offered you a semi-retirement option where you could work from home and have flexible hours would you take it? How many more working years would that afford you? This may be the wave of the future.\\xa0
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