Retirement Means the Freedom to What I Want, When I Want
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Have you noticed how these Journey to Retirement stories have little to do with money? Each listener story has focused on freedom and experiences.
\\nFavorite Quote From This Week\'s Story
\\n"It (retirement) means the freedom to do what we want, when we want and where we want.\\u201d
\\nLessons Learned
\\n- \\n
- It\\u2019s important to think about what financial situation your spouse will be in when you pass. \\n
- Pay attention to fees and make sure the fees pay are adding value to your financial life. \\n
- Brake the habit of using consumer debt. It can be a major drag on building wealth. \\n
Who is Harold
\\n- \\n
- Age 56 \\n
- Retired Air Force \\n
- Current civil servant \\n
- Married 23 years \\n
- Goal to retire in 6 years \\n
What Does Retirement Means to You? \\xa0
\\n"It means the freedom to do what we want, when we want and where we want.\\u201d\\xa0
\\n"Our big hold up is not having the time to do the things we love."
\\n\\u201cOur time is limited and everything we want to do feels rushed.\\u201d
\\nWhat Are You Most Excited About Retirement?
\\n\\u201cI\\u2019m excited about\\u2026well, see above answer.\\u201d
\\n\\u201cTraveling is our big thing.\\u201d\\xa0
\\nWhat Are You Most Worried About Retirement?
\\n\\u201cMy main worry is...if something happens to me that she is taken care of.\\u201d
\\n\\u201cI used to assist widows and widowers upon the death of their spouse. I saw so many times when the main breadwinner died and they were in horrible financial straights. I want to assure my wife is not in the same boat.\\u201d
\\n\\u201cI want to make sure she knows where everything is because I don\\u2019t want her to feel paralyzed if something happens to me.\\u201d
\\nHow Do You Think Your Doing?
\\n\\u201cI\\u2019m feeling very good.\\u201d
\\nWho Do You Use in Your Life to Help Make Smart Financial\\xa0 Decisions?
\\n\\u201cI have not and I\\u2019ve come close on three different occasions.\\u201d\\xa0
\\nWhat Has Been Your Worst Financial Decision?
\\n\\u201cI really don\\u2019t have a big financial mistake,\\xa0but I have several small ones.\\u201d\\u201cPrior to my wife coming into my life, I was not at all bothered by carrying debt. After she came into my life, she put a stop to that quickly.\\u201d
\\n\\u201cI never used to pay attention to fees on the mutual funds I would get into.\\u201d
\\nWhat has been the Hardest Thing to Deal with Personally in Managing Your Finances?
\\n\\u201cThe 2001-2002 and 2007-2008 markets were very hard to watch the bottom fail out of the market.\\u201d
\\n\\u201cPutting money in is easy to me. Taking money out (in retirement) I think will be mentally a little more difficult.\\u201d
\\nWhat Resources Have Had the Most Impact in Your Life?
\\n\\u201cThe Truth About Money\\u201d by Ric Edelman
\\n\\u201cBuckets of Money\\u201d by Ray Lucia
\\nHow Do You Want to Be Remembered?
\\n\\u201cWell Roger, I\\u2019d like to think of myself as a loyal, kind family man.\\u201d
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