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I\\u2019m so thankful - SO THANKFUL - that you have joined me once again for The Retirement Answer Man show. I\\u2019m Roger Whitney, certified financial planner and your host for the show. If you\\u2019re new to the show, I\\u2019m glad you dropped by and encourage you to dig into the many resources I have available on the website for your retirement education and planning needs. On this episode I\\u2019ll answering a listener question about paying off his mortgage when retirement is looming, what it means to approach your investments from a \\u201cmarket timing\\u201d perspective, and how you can be happier by preparing for future growth. All that and even more, on this episode.
\\nThe older I get the more I realize that things are going to change - and not always for the better. I\\u2019m already feeling that I\\u2019m losing my ability in various areas that are important to me, most notably in the endurance and strength I have when doing some biking. I\\u2019ve also been reminded lately through the experiences of some friends that people, pets, and other things are going to pass on as life continues. Have you ever considered what effect those things are going to have on you during retirement? More importantly, have you considered how you\\u2019re going to deal with them and still remain happy? On this episode of the Retirement Answer Man I\\u2019m going to give you my approach to that issue and how I think it could help you be happy during your retirement years.
\\nYou likely remember the big news a few months back when the FED finally raised interest rates - the first increase in a very long time. At that time they also forecast how often they anticipated raising rates in the future, and it wasn\\u2019t a very happy looking forecast. Well, this past week the announcement was made that the predicted increases are actually a bit more aggressive than the powers-that-be at the FED think is wise, so they are scaling back their estimation of how frequently they\\u2019ll be increasing interest rates - and that will impact how we strategize for investing and retirement. On this episode, I\\u2019m going to give you my take on this news.
\\nA listener will be retiring in the next 5 years - congratulations for sticking it out, by the way - and he asks me if it\\u2019s a smart thing to use some of his retirement funds to pay off his mortgage so that he won\\u2019t have that large expense to deal with once his retirement date arrives. There are good arguments on both sides of this decision and on this episode of The Retirement Answer Man I\\u2019m going to walk you through both scenarios and give you my thoughts on what I would do were I in his shoes.
\\nThis show is not focused on physical health per se, but is definitely aimed at helping you achieve the healthiest retirement you can, and we have to admit that a huge part of that puzzle includes the gigantic piece of physical health. On this S.M.A.R.T. sprint segment of the show I\\u2019m giving you my suggestion that you should begin stretching every day - and tips on what it will do for you, how you can get started, and why it matters. It sounds small, but it can produce \\xa0world of benefits!
\\nwww.RogerWhitney.com/RPL - Find out more about retirement plan live!
\\nContact Roger: http://www.rogerwhitney.com/retirementanswers/
\\nRoger\\u2019s retirement learning center: www.RogerWhitney.com/learn
\\nThe Retirement Answer Man Facebook page: www.Facebook.com/RetirementAnswerMan
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