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b'Investing in low-cost index funds has risen sharply over the last 20 years \\u2013 and for good reason. Studies have shown that the S&P 500 has historically outperformed the vast majority of active money managers. But that doesn\\u2019t necessarily mean you should be a \\u201cdo it yourself\\u201d investor. \\nDIY investors can fall victim to some very common mistakes \\u2013 the biggest of which is letting their emotions -- rather than logic and data -- dictate their decisions. In fact, the numbers show that when investors listen to their \\u201cgut,\\u201d they\\u2019re wrong two out of every three times!\\n\\nOn this episode of The Lange Money Hour, CPA and Attorney Jim Lange will welcome back his frequent guest and nationally recognized investment advisor, P.J. DiNuzzo, CEO of Pittsburgh-based DiNuzzo Index Advisors, Inc. P.J. and Jim will discuss the added value that a qualified, low-fee advisor who takes his or her fiduciary responsibility (acting in your best interest) seriously can bring to the investor/client relationship. \\n\\nExamples include: \\n\\u2022 Expertise on asset allocation. \\n\\u2022 Recommendations for Social Security planning. \\n\\u2022 Evaluating the options and the merits of Roth IRA conversions. \\n\\u2022 Understanding and planning for your future\\u2014not some generic future. \\n\\u2022 Offering reassurance in turbulent times to help you stick to a safe course of action. \\n\\u2022 Developing a coordinated and comprehensive financial plan that addresses short-term, long-term, and estate planning needs, as well as dreams and wishes\\u2014you might be very surprised to learn that you do have the resources for that dream vacation or a vacation home. \\nKQV will rebroadcast the show this Sunday at 9:05 a.m. The audio will also be archived on our web site at www.paytaxeslater.com/radioshow.php, along with a written transcript. \\nThe audio will also be archived on our web site at www.paytaxeslater.com/radioshow.php, along with a written transcript.\\n*All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment strategy or plan will be successful. Investment advisory services offered by Lange Financial Group, LLC.'