#118: Covering All Your Bases With Property Insurance w/ Todd ODonnell
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#118:\\xa0 Covering All Your Bases With Property Insurance w/ Todd O\\u2019Donnell
On this week\\u2019s show Gary chats with Todd O\\u2019Donnell from Desjardins Insurance. Gary has most of his insurance needs covered by Todd and his team - car, home, investment properties and yet this was the first time they had met face to face! They touched on replacement cost vs. Resale prices; whether you *need* home insurance in Canada, and many more things!
WHAT YOU\\u2019LL LEARN:
- Replacement costs vs. Resale prices, why the difference?
- What to do when tenants leave with your insurance to make sure you\\u2019re covered
- Do you need to let your insurer know if you go from single family to multi unit?
- What to do if you are in the middle or about to start a renovation
- Do your rates go up with making claims?
- Umbrella insurance, what it is and how you use it
- Flood protection and premiums
- Content insurance for tenants, can you demand it or force them to have it
- Cottage insurance and coverages
- Do you *need* home insurance in Canada, and the answer may surprise you!
- Why you should drive by your property every month, and enter the property every 3 months
- Mindset of being an entrepreneur
- And MORE!
Todd\\u2019s Bio
With two offices in Ontario, Todd and his team of 12 have over 60 years of combined experience in the insurance industry. His offices offer home, auto, investment property, business and life and health insurance products.
Todd lives in Kitchener and is supported by his amazing wife Tara and two teenage boys, Ryan & Cole.
Website/contact info for guest
Facebook: https://www.facebook.com/InsuranceTodd
Instagram: https://www.instagram.com/insurance_todd/
Resources:
This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca
If you\\u2019re look to borrow or invest funds, Deep Pockets should be at the top of your list.\\xa0 It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.
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Please a leave a review, as it helps Gary understand if he\\u2019s bringing on the right guests that you want to hear from!
Interested in learning more about Real Estate Investing? Visit\\xa0https://www.smarthomechoice.ca
To learn more about Gary\\u2019s mentorship program, visit https://garyhibbert.ca
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