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David started investing in 1996 at age 18 and enjoyed early success thanks to tech market giants and the internet. After growing his portfolio to $10,000 (a lot of cash for an 18 year old), he was hooked, but not playing with enough cash, so he borrowed to invest more. At 25, he was working as a mutual funds analyst, after receiving his MBA from Rotman at The University of Toronto, and about to get his chartered financial analyst designation, he told his parents he needed to file for bankruptcy.\xa0

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Now he is the CEO of Kindwealth, a fee-only financial planning service. No sales commissions, no contracts, and fair flat fees. He\u2019s been featured on BNN Bloomberg, Financial Post, The Globe & Mail, and MoneySense to name a few. The best advice for me, comes from people with experience. David has seen the highs and lows of personal finance, so we reached out to hear his story, what it's like filing bankruptcy, and what his company Kind Wealth is all about.\xa0

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