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b'\\u201cThe sort of returns we\\u2019ve been seeing in stocks over the years, they\\u2019re just not sustainable. I think it\\u2019s really important that when you run a retirement calculator and look at, \'How much money is this money that I\\u2019m investing, and that I\\u2019m saving, going to produce for me?\'. You should not be putting the sort of returns that we\\u2019ve been seeing lately into that calculator. Be conservative. Like 7% or 8%, and some people even think that\\u2019s too high. Just make sure that you\\u2019re doing the real work of saving enough."\\nToday\'s powerhouse guest is Jean Chatzky! We discuss how it can be intimidating to some trying to save for retirement or for a large purchase, like an investment. It can seem overwhelming to tackle your goals all at once. Common questions include: "Where do I start, how can I let my money accumulate for me, and what should my investment criteria be?" Listen in to learn how Jean has been able to automate her wealth creation, what steps she took in making her money work for her, and how you can too.\\nKey Takeaways:\\nLet your money work for you. By being strategic with your funds, you can grow your savings, invest for cash flow, and build wealth with patience.\\nHow To Contact Jean Chatzky:\\nWebsite: www.HerMoney.com\\nSocial Media: @JeanChatzky\\nProduction Credits:\\nFeaturing: Ellie Perlman\\nStrategy: Jeannette Robinson\\nDigital Editing: Brenna Shelton\\nAudio Editing: WEP (We Edit Podcasts)\\nFeatured Guest: Jean Chatzky\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'