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b"The creation, sale, and distribution of human energy. Monopoly - created by law and is enforced by law. For purposes of this discussion, the words money and human energy are one in the same. 1) The Creation of Human Energy - Congress borrowers money from The Federal Reserve.\\xa0 They make principle/interest payments.\\xa0 The paper money you hold is the IOU or Congress\\u2019 promise to The Fed to pay back the debt.\\xa0 How does The Fed 'make\\u201d the money?\\xa0 An entry into a computer. 2) The Sale of Human Energy - The Federal Reserve decides the price (or interest rate) of money.\\xa0 They lend it to banks at an interest rate.\\xa0 The bank lends it to you at a higher rate and makes profit.\\xa0 Why don\\u2019t you have access to money closer to the point of creation and therefore a cheaper rate of interest?\\xa0 Because of the law. 3) The Distribution of Human Energy - The Fed makes it, the bank borrowers it.\\xa0 The bank lends it to you after they decide if you\\u2019re worthy of being lent to.\\xa0 Loan application, SSN, credit scores, collateral, assets, etc.\\xa0 They either say yes or no. Look at back of your Closing Disclosure.\\xa0 $100k loan, total paid over life of loan if min pmts made.\\xa0 Expressed as a dollar amount and percentage.\\xa0 This is only in the last 12 months.\\xa0 The old TIL only showed the total dollar amount. \\xa0 Closing:\\xa0 If you\\u2019re the only one who creates, sells, and distributes human energy is it possible you\\u2019d develop a God complex somewhere along the way? Why?\\xa0 You control the population.\\xa0 This control is global. Resource: debtshepherd.com/078 - Why It\\u2019s Called a Bank The Creature From Jekyll Island - book \\xa0 Get in touch.\\xa0 Podcast page.\\xa0 email or voicemail button. I\\u2019m Greg Whitaker reminding you: Get Your Mind Straight.\\xa0 Get Your Money Straight Debt Shepherd 2017, All Rights Reserved"