b'Julia Kurnia is the CEO and founder of Zidisha, an online microlending community directly connecting lenders and entrepreneurs, bypassing local banks and intermediaries charging high interest rates. Zidisha offers a person-to-person platform that lets lenders and entrepreneurs communicate openly and instantly.\\n\\nJulia shares how, without a background in technology but with guidance from Y Combinator, she was able to pursue her passion and create a platform/marketplace connecting borrowers with lenders half a world away, at a fraction of the cost offered by larger, better funded organizations.'