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Rupert Carlyon joins me to have a candid discussion around the the vehicle, and the destination that it's taking us to.

Whether we acknowledge it or not, our KiwiSaver is taking us somewhere. Many of us, including myself until a few years back, are rather apathetic on the topic of KiwiSaver. We've set it up, now we've moved on to something else. Is that wise?

In this episode, Rupert (one of the co-founders of a digital advice KiwiSaver provider called Koura Wealth), discusses with me some of the habits and mindsets we need to move into, in order to build a better retirement.

Factual information may not enough, even if it's available in spades, to make a good decision around your financial future. Advice provides another layer for one to make a good decision in light of the facts, about what's right for them.

The problem with advice is that it's not freely available, unless there's a sale on the other end. Providing advice is not a charity especially if humans are employed to deliver it. The result in NZ, and regulation certainly has a huge role to play here btw, is that many Kiwi's have chosen their KiwiSaver provider without advice.

Digital advice aims to solve part of this problem.

If you want to check out this innovative new start-up KiwiSaver fund manager, visit www.kourawealth.co.nz 

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Where to find Darcy Ungaro:

Ungaro &Co (registered) financial advisers

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