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Circling back to the IMPACT model, Ken begins the Iteration Process (a roadmap) in order to start Cultivating Assets. Cultivating assets always starts with learning to save; Every dollar that you make and do not spend, is an asset. Ken discusses percent allocation of income and the best approach. Ken walks you through his roadmap including misconceptions about so-called emergency funds and addressing credit card debt. He discusses accumulating cash and creating a sense of security so you no longer feel the stress of living paycheck to paycheck. Ken covers all this and so much more.