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Money Box has learnt that thousands of people with the right to work in the UK have not been able to access a National Insurance number. Without one they may not be able to work, open a high street bank account or claim benefits.
The Bank of England has written to lenders to find out whether they are ready for a zero or even a negative Bank Rate. How likely is it and what will that mean for our savings, mortgages, and other debts?
And the life insurance policy that wouldn\\u2019t pay out when a terminally ill man needed the help.
Presenter: Paul Lewis\\nReporter: Dan Whitworth\\nProducer: Alex Lewis\\nEditor: Emma Rippon
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