When to purchase your Medicare Supplement Plan
b"When can I buy a Medigap policy?\\n\\nThe best time to buy a Medigap policy is during your 6-month Medigap open enrollment period. During that time, you can buy any Medigap policy sold in your state, even if you have health problems. This period automatically starts the month you're 65 and enrolled in Medicare Part B (Medical Insurance). After this enrollment period, you may not be able to buy a Medigap policy. If you're able to buy one, it may cost more.\\n\\nDuring open enrollment\\nMedigap insurance companies are generally allowed to use medical underwriting to decide whether to accept your application and how much to charge you for the Medigap policy. However, even if you have health problems, during your Medigap open enrollment period you can buy any policy the company sells for the same price as people with good health.\\nOutside open enrollment \\nIf you apply for Medigap coverage after your open enrollment period, there's no guarantee that an insurance company will sell you a Medigap policy"