Plan F or Plan G: Best Medicare Supplement for 2020
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Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/
\\nPlan F and Plan G are Medicare Supplements. They are designed to work with your Medicare, so Medicare pays 80% of your medical bills and the supplement would come in and pay the rest. The Plan F is the "Full Coverage" plan. It covers the 20% completely. You have no bills except for your monthly premium. The Plan G is almost exactly the same and the Plan F, the only difference is that the Plan G doesn\'t pay Medicare\'s Part B annual deductible of $198.00. After you meet that deductible, you have no medical bills, everything is covered just like Plan F. There are three main reasons Plan G is a better choice than Plan F:
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- Simple Math: Plan F costs $600 more per year in premium than Plan G, so why pay plan F $600 more when the only difference in benefits is that Plan G has a small $198 deductible? That is just giving more money to these big insurance Carriers for no reason. \\n
- Rate Stability: No one that turns 65 after 01/01/2020 will be able to purchase the Plan F. This will cause the Plan F premiums to increase quickly. \\n
- The Part B Deductible is likely to continue increasing. This will also cause the F Premiums to increase at a higher rate than Plan G. \\n
If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages:
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