Oklahoma Medicare Supplements - Oklahoma Medigap Rates - Cleveland Plan G Rates
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This Rate Watch Wednesday is focused on the Medicare Supplement Plan G for a male and female, ages 65 through 70, in Cleveland County, Oklahoma (zip code 73160). Medicare Supplement Plan G is the second most comprehensive Medicare Supplement Plan and it offers the greatest value. It allows you to keep your doctor and hospital, so you can go anywhere in the country that accepts Medicare. The only out of pocket with the Medicare Supplement Plan G, after the premium, is Medicare\\u2019s very small Part B annual deductible of $185.
\\nAs I have said before, Medicare Supplement plans are all Federally regulated by the government. There is no reason for anyone to pay more for their Medicare Supplement Plan G with one carrier over another because the letter of the plan dictates the coverage, not the carrier. You are not getting any additional benefits by paying more. That\\u2019s why it is important to shop your Medicare Supplement coverage every year, and we can help you with that.
\\nYou may ask, \\u201cWhy do these companies charge different prices if they are all the same?\\u201d That\\u2019s a great question. Carriers have different administrative costs and they have different profit goals. There are tons of different reasons why these big companies charge different prices. What you need to know is, just like in your Medicare book, Medicare Supplement Plan G is the same with every carrier.
\\nThe Medicare Supplement Plan G covers the following services:
\\n\\xb7 The Medicare Part A hospital deductible \\u2013 if you are hospitalized with the Medicare Supplement Plan G, you will have no hospital bill.
\\n\\xb7 Medicare Part B coinsurance or co-payment \\u2013 there are no co-pays with the Medicare Supplement Plan G.
\\n\\xb7 Blood (the first 3 pints)
\\n\\xb7 Medicare Part A hospice care coinsurance or co-payment
\\n\\xb7 Skilled nursing facility care coinsurance
\\n\\xb7 Medicare Part A coinsurance and hospital costs up to an additional year after Medicare benefits are used up
\\n\\xb7 Medicare Part B Excess Charges \\u2013 This is when doctors are allowed to charge up to an additional 15% over and above what Medicare has approved.
\\n\\xb7 Foreign Travel benefits \\u2013 this covers foreign travel emergency care if it begins during the first 60 days of your trip, and if Medicare doesn\\u2019t otherwise cover the care. It pays 80% of the billed charges for certain medically necessary emergency care outside the U.S. after you meet a $250 deductible for the year and has a lifetime limit of $50,000.
\\n\\xb7 There is no out-of-pocket limit
\\nIf you have any questions regarding Medicare, its coverage or its plans, please give our office a call at 1-855-368-4717 or visit one of our pages:
\\nWebsite - https://www.seniorhealthcaredirect.com/
\\nFacebook - https://www.facebook.com/MedicareBob/
\\nPodcast - https://anchor.fm/MedicareBob
\\nTwitter - https://twitter.com/MedicareBob
\\nYouTube -https://www.youtube.com/c/RobertBache?_confirmation=1
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