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b'Three of the most popular and most comprehensive Medicare Supplements for 2019 are Plan F, Plan G and Plan N. These plans are explained in the list below:\\n\\u2022\\tPlan F \\u201cFull Coverage\\u201d \\u2013 The name says it all. The Medicare Supplement Plan F covers the 20% that Medicare does not pay completely. You have no copays; no deductible and you can go to any doctor or hospital as long as they accept Original Medicare. \\n\\u2022\\tPlan G \\u201cGreatest Value\\u201d \\u2013 The Medicare Supplement Plan G will cover you exactly like the Medicare Supplement Plan F except for one difference; you will have to pay Medicare\\u2019s Part B annual deductible, which for 2019 is $183.00. After you meet that deductible the Medicare Supplement Plan G covers exactly like the Medicare Supplement Plan F. You have no copays; no deductibles and you can go to any doctor or hospital that accepts Original Medicare. \\n\\u2022\\tPlan N \\u201cNot Fixed\\u201d \\u2013 The Medicare Supplement Plan N is a really good plan. There are 4 differences between Medicare Supplement Plan F and the Medicare Supplement Plan N. Just like Medicare Supplement Plan G, you pay the Medicare Part B annual deductible of $183.00. After that is paid, you have up to a $20.00 copay per doctor visit, $50.00 copay per ER visit and you are responsible for Part B excess charges. This means that if the doctor does not accept Medicare assignment (charges more than what Medicare charges), you may have to pay up to 15% more. \\nMedicareBob\\u2019s recommendation for 2019 is the Medicare Supplement Plan G and these are the reasons why:\\n1.\\tI like Medicare Supplement Plan G better than Medicare Supplement Plan F because it\\u2019s going to give you the same coverage at a greater value. The Medicare Supplement Plan F is going to cost you more in annualized premiums than the Medicare Part B annual deductible. On average the Medicare Supplement Plan F costs around $600 more annually than the Medicare Supplement Plan G. If they only difference between the two plans is that Part B deductible of $183.00, why pay an insurance carrier that much more a year for them to only pay $183.00 on your behalf? It doesn\\u2019t make sense. \\n2.\\tI like Medicare Supplement Plan G better than Medicare Supplement Plan N because it\\u2019s going to keep your healthcare costs fixed. A lot of people are on a fixed income and one of the biggest unknown costs that any of us face, especially as we get older, is healthcare costs. The Medicare Supplement Plan G\\u2019s only out of pocket cost is going to be Medicare\\u2019s Part B annual deductible of $183.00, whether you have a good year or a bad year. The Medicare Supplement Plan N has extra costs with the copays and Part B excess charges. You don\\u2019t know how many times you may have to go to the doctor or ER in a year and you don\\u2019t know if the doctor is going to charge you Part B excess charges.'