GI: Moving out of your Medicare Advantage Plan Service Area

Published: March 9, 2018, 4:58 a.m.

b'Guaranteed issue rights (also called "Medigap protections") are rights you have in certain situations when insurance companies must offer you certain Medigap policies. In these situations, an insurance company:\\n\\u2022\\tMust sell you a Medigap policy\\n\\u2022\\tMust cover all your pre-existing health conditions\\n\\u2022\\tCan\'t charge you more for a Medigap policy because of past or present health problems\\nIn most cases, you have a guaranteed issue right when you have other health coverage that changes in some way, like when you lose the other health care coverage. In other cases, you have a "trial right" to try a Medicare Advantage Plan (Part C) and still buy a Medigap policy if you change your mind.\\n\\nYou\\u2019re in a Medicare Advantage Plan, and your plan is leaving Medicare or stops giving care in your area, or you move out of the plan\'s service area.\\nYou have the right to buy Medigap Plan A, B, C, F, K, or L that\\u2019s sold by any insurance company in your state.\\nYou only have this right if you switch to Original M'