BROADCASTS.com

b'Guaranteed issue rights (also called \\u201cMedigap protections\\u201d) are rights you have in certain situations when insurance companies must offer you certain Medigap policies. In these situations, an insurance company:\\n\\nMust sell you a Medigap policy\\nMust cover all your pre-existing health conditions\\nCan\\u2019t charge you more for a Medigap policy because of past or present health problems\\nIn most cases, you have a guaranteed issue right when you have other health coverage that changes in some way, like when you lose the other health care coverage.\\n\\nYou have Original Medicare and an employer group health plan (including retiree or COBRA coverage) or union coverage that pays after Medicare pays and that plan is ending.\\n\\nYou have the right to buy Medigap Plan A, B, C, F, K, or L that\\u2019s sold by any insurance company in your state.\\n\\nIf you have COBRA coverage, you can either buy a Medigap policy right away or wait until the COBRA coverage ends.\\n\\nYou can/must apply for a Medigap policy no later than 63'