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b'As the new Ability to Repay (ATR) and Qualified Mortgage (QM) rules take\\xa0effect this week our special\\xa0guest, Dave Bergstrom with\\xa0United Guaranty Corp\\xa0(UGC), was on this broadcast\\xa0discussing mortgage insurance solutions that comply with the new QM rules. \\xa0He outlined major elements of the QM rules as it pretains to mortgage insurance and how UGC has responded to the challenges that these new rules created for lenders and borrowers. \\xa0Dave explained MI options available including borrower-paid monthly\\xa0and lender-paid options. \\xa0He also\\xa0explained how\\xa0Qualified Mortgage Insurance (QMI)\\xa0product suite can benefit you and your borrowers in the New Year.\\xa0\\xa0\\n\\nCreated BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.\\nAs the new Ability to Repay (ATR) and Qualified Mortgage (QM) rules take\\xa0effect this week our special\\xa0guest, Dave Bergstrom with\\xa0United Guaranty Corp\\xa0(UGC), was on this broadcast\\xa0discussing mortgage insurance solutions that comply with the new QM rules. \\xa0He outlined major elements of the QM rules as it pretains to mortgage insurance and how UGC has responded to the challenges that these new rules created for lenders and borrowers. \\xa0Dave explained MI options available including borrower-paid monthly\\xa0and lender-paid options. \\xa0He also\\xa0explained how\\xa0Qualified Mortgage Insurance (QMI)\\xa0product suite can benefit you and your borrowers in the New Year.\\xa0\\xa0\\n\\nCreated BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.'