By Richard Hunt\nUnderstanding real life, real responsibilities, and real financial dangers. For young people, in the \u2018school of hard knocks,\u2019 these things might be learned, but with significant stress. Now there\u2019s a more practical way. It\u2019s called a Financial Reality Fair, offered by many Credit Unions nationwide. Teens are given online personas, faux families, employment\u2026 and bills!