Your debt questions answered in a cost of living Q&A

Published: Nov. 15, 2022, 4:03 p.m.

Inflation is soaring. The cost of living is punishing. And with it comes ever-increasing debt.\u2028\u2028

Across the UK, millions of households are running well into the red to cover their absolute essentials.\u2028\u2028

So what help is out there? What immediate steps can people take? And what happens if you simply can\u2019t pay?

\u2028In a Q&A special, Richard Lane, an expert from the debt charity Step Change, tells Daniel Hewitt what you need to know.

For more guidance and to see Daniel's latest reports, head to our Cost Of Living Advice page: https://www.itv.com/news/topic/cost-of-living-advice

\u2028If you have fallen into debt you can get help at Stepchange.org.