How will falling house prices affect you?
b"After what's been a confusing and turbulent few years for the housing market, prices are now in a definite decline, thanks to higher mortgage rates.
And they\\u2019re falling at the fastest rate in nearly 14 years. But, for many first-time buyers they\\u2019re still very much out of reach.
So, how can you still climb the housing ladder? And are we on the way to a house price crash?
ITV News Business and Economics Editor Joel Hills tells Faye Barker what you need to know..."