62. Why are we waiting for payday if we make $140k?
b'Amy and Andre are 42 and 34 respectively. They make $140k a year, but they admit they\\u2019re often waiting for payday. They\\u2019re buried in debt and can\\u2019t seem to make any progress, which is bringing serious anxiety and stress into their lives.\\nTheir biggest issue? Their fixed costs sit at 92% of their total income. We uncover all kinds of solutions as to how they might address this problem, but they struggle to grasp the reality of it all.\\nWhat\\u2019s worse, they submitted their Conscious Spending Plan showing a -2% for guilt-free spending. They not only have no joy tied to their money, but on paper, they show it as a detractor on their lives. This is a serious problem\\u2014let\\u2019s see if we can get them on the right track.\\nConnect with Ramit\\n\\nWebsite\\n\\nInstagram\\n\\nTwitter\\n\\nFacebook\\n\\nYouTube\\n\\nLinkedin\\n\\n\\nIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.\\nProduced by Crate Media.'