b'David, 33, and Halima, 37, return to follow-up on last week\\u2019s episode, where we learned about their debt, painful backgrounds, unrealistic expectations, and patterns of negative behavior with money. Today, Ramit brings them back down to earth, dissects their numbers, and sets the stakes.\\nThis episode is brought to you by:\\nAG1 | Take ownership of your health with AG1. Get one year\\u2019s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.\\nRocket Money | Stop throwing your money away. Cancel unwanted subscriptions \\u2013 and manage your expenses the easy way \\u2013 by going to https://rocketmoney.com/ramit.\\nNetsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.\\nFacet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.\\nDeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.\\nLinks mentioned in this episode\\n\\u201cWe have $500k in debt. Can I retire early?\\u201d (Part 1)\\nConnect with Ramit\\n\\nGet the Podcast Newsletter and exclusive Q&A about the show\\n\\nGet Money Coaching with Ramit\\xa0\\n\\nDownload the Conscious Spending Plan\\n\\nGet my New York Times best-selling book\\n\\nGet my no-numbers journal\\n\\nOther episodes\\n\\nInstagram\\n\\nTwitter\\n\\nYouTube\\n\\nSubmit a question for the newsletter iwt.com/askramit\\n\\n\\nIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.\\nProduced by Crate Media.'