b'Alana and Sam, 37 and 36, have two kids and $157,000 in student loans\\u2014loans which his mother assured would be paid. They haven\\u2019t been. Instead, the debt has tripled since he left school. Their home life has suffered as a result, as the family currently lives with Sam\\u2019s mom to save money.\\n\\nThis episode is brought to you by:\\nLMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at\\xa0https://drinklmnt.com/RAMIT.\\nFabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at\\xa0https://www.meetfabric.com/ramit.\\nDoorDash | Go to\\xa0https://www.doordash.com\\xa0and use promo code RAMIT to get 50% off (up to $10) when you spend $15 or more at convenience, grocery or retail stores on DoorDash.\\nBetterHelp | Visit\\xa0https://betterhelp.com/ramit\\xa0today to get 10% off your first month.\\n\\nLinks mentioned in this episode\\n\\u2022\\xa0Download the Conscious Spending Plan\\n\\u2022\\xa0Get my New York Times best-selling book\\n\\nConnect with Ramit\\n\\u2022\\xa0Get the Podcast Newsletter and exclusive Q&A about the show\\n\\u2022\\xa0Get Money Coaching with Ramit\\xa0\\n\\u2022\\xa0Get my no-numbers journal\\n\\u2022\\xa0Other episodes\\n\\u2022\\xa0Instagram\\n\\u2022\\xa0Twitter\\n\\u2022\\xa0YouTube\\n\\u2022\\xa0Submit a question for the newsletter\\xa0iwt.com/askramit\\xa0\\n\\nIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help\\xa0here.\\nProduced by\\xa0Crate Media.'