b'Emily and John are in their mid 30s, living in Boston with their 2 year old son. Both coming from blue collar backgrounds, they\\u2019ve successfully broken many negative generational patterns thanks to a $200k combined income\\u2014but they struggle to break harmful spending habits.\\xa0\\n\\nThis episode is brought to you by:\\nLMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at\\xa0https://www.drinklmnt.com/RAMIT.\\nFacet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at\\xa0https://www.facet.com/ramit.\\nMint Mobile | To get your new wireless plan for just $15 a month, go to\\xa0https://www.mintmobile.com/ramit.\\nTrade | Right now, Trade is offering our audience a free bag of coffee with any subscription at\\xa0https://www.drinktrade.com/ramit.\\n\\nLinks mentioned in this episode\\n\\u2022\\xa0Get Money Coaching with Ramit\\xa0\\n\\u2022\\xa0Download the Conscious Spending Plan\\n\\u2022\\xa0Get my New York Times best-selling book\\n\\nConnect with Ramit\\n\\u2022\\xa0Get the Podcast Newsletter and exclusive Q&A about the show\\n\\u2022\\xa0Get my no-numbers journal\\n\\u2022\\xa0Other episodes\\n\\u2022\\xa0Instagram\\n\\u2022\\xa0Twitter\\n\\u2022\\xa0YouTube\\n\\u2022\\xa0Submit a question for the newsletter\\xa0iwt.com/askramit\\xa0\\n\\nIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help\\xa0here.\\nProduced by\\xa0Crate Media.'