Do you own your agency or business? Have you thought about succession planning \u2013 even if you are young? On this week\u2019s episode of the Healthcare Happy Hour, we are joined by Rick Israel \u2013 principal of South Florida Affiliated Health Insurers, Medicare adviser and NABIP member \u2013 to talk about the perpetuation of his father's business (now his business). Rick\u2019s story serves as a poignant reminder to all independent agents on the importance of having a plan for your business in the unfortunate event that something happens to you.