It\u2019s September 1, which means it\u2019s officially fourth quarter \u2013 though we probably didn\u2019t actually need to tell you that. September 1 also means that we are just a couple of days away from the end of August recess. If you met with your lawmakers over the summer, please log those appointments using a link on NABIP.org, under Advocacy, then Legislative Issues. With that said, we have plenty to discuss this week, most of which is at the regulatory level \u2013 between ACA affordability changes and proposed Medicare regulations. To discuss all of this and more on this week\u2019s episode of the Healthcare Happy Hour are none other than NABIP\u2019s John Greene and Michael Andel.