Last year the global buy now, pay later market was worth $132 billion. It's now estimated by some to grow to $3.38 trillion by 2030. One of the newest players in this burgeoning market is UK-based Zilch, which says it passed three million users this month. Joining Julia to discuss is Zilch CEO Philip Belamant.\xa0\n\nAlso on today's show: The latest developments on the missile strike in Poland.\nTo learn more about how CNN protects listener privacy, visit cnn.com/privacy\nLearn more about your ad choices. Visit megaphone.fm/adchoices