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There’s a reason Cash Flow Diary podcast guest Robert Gignac is highly sought as a speaker. He tells us that Rich is a State of Mind! In fact, he wrote the book on that topic. (It happens to be the title of his book, too.) This former computer geek, who grew bored with doing what he was doing, decided he needed to do something completely different. As the universe would have it, he got the opportunity to take a new path. In fact, the universe booted him into action. He just wasn’t sure what that would be yet. The next step was to meet with his financial advisor who suggested he write a book about something Robert knew pretty well, which was the basics of personal finance and financial responsibility. After having a chuckle, he left his advisor’s office and started writing the book that has now sold more than 50,000 copies across multiple countries. What he shares in his book resonates with readers because he states concepts in an easy-to-understand way that is also easy to embrace. Today Robert combines knowledge, passion and visuals to encourage people to take control of their personal finances to have a “Richly Imagined Future.” Robert’s presentations aren’t just about money. By taking the intimidation and dryness out of financial planning, he illustrates the importance of perspective, looking at the horizons and facing challenges in ways that hit readers far and wide in the gut. On stage, Robert paints a picture for audiences that simply make common sense. When asked how he arrived at his understanding of handling his money, Robert says it was through trial and error to get things right. Refreshingly he admits that he has done “dumb things with his money and still does dumb things once in a while.” The difference is that today he knows it rather immediately. Now he helps others avoid those dumb things! Robert’s is a simple plan. The approach will vary person to person, but there are shared behavioral issues in WHY we spend money that we shouldn’t. For example, we FEEL like if we spend some money it will make us feel better about an issue in our life that isn’t making us feel good. Robert says it is self-medicating in a way, and it doesn’t really help us to resolve the issue. In fact, the spending typically makes matters worse. One of the first things we need to do to conquer our money woes is to change our behaviors and mindset around money. We have to stop looking at wealth as something achieved through ill-gotten gains. And we have to stop looking at the neighbors who have the expensive car and huge home as having the answers when in fact those individuals could be financially leveraged to the max and living pretty close to the bone. By living more frugally and below our means today we are doing ourselves a long-term favor far into the future. Robert suggests taking a deep, hard look at your finances and life, asking what are you happy and unhappy with in your life. Then change those things that aren’t benefitting you. There’s more to getting your finances in order, but that’s what you’ll learn by listening to this common-sense interview. Robert even gives some excellent cost-cutter strategies. Learn more.