Finding an alternative to a traditional bank loan may not be as hard as you think. In addition to hard money lenders, financing companies such as Visio Financial offer short- and medium-term limits with significant interest rates. They offer no-document loans, which simply require a credit score to secure financing. The higher your score, the lower the rate. Key Takeaways: [02:33] We started out as a captive lender [04:02] Our suite of products include short- and medium-term, plus document-free financing [06:18] We can offer loans to investors who have reached their Fannie limit [09:34] Buy and hold financing at 12% on a 3-year balloon [11:50] Our borrowers have credit scores within the low 600s [12:54] We have multiple sources of capital [14:17] The higher your credit score the lower your interest [14:52] Bridge financing is an interest-only product option [16:00] Example of an innovative way to use our product [17:54] Go to our website and tell us what you want, and you’ll get immediate pricing [18:40] Jeff’s overall view on the economy [21:23] What is the margin of error in flipping? [23:31] While it may be a good time to be a landlord, it may be hard to find good rental properties [25:15] People with great mortgages can’t make moving make sense [27:45] Our annual survey is available on our website Mentions: Visio Financial Services Econohomes