Two years of higher interest rates haven\u2019t been enough to nudge most Americans to move their cash into higher-yield accounts or other savings vehicles. WSJ personal finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss why it\u2019s not too late to join the easy-money era.\xa0\n\n\n\nSign up for the WSJ's free Markets A.M. newsletter.\xa0\n\nLearn more about your ad choices. Visit megaphone.fm/adchoices