Special guest Layla Vanderslice joins Dr. Tom and John McFie sharing about Diversification.\xa0 Is it good or bad?\xa0 Why does Warren Buffet say diversification is for people who don\u2019t know what they\u2019re doing?\xa0 Are Mutual Funds diversified?\xa0 Is PWLI diversified?\xa0 Are there different types of diversification?\xa0 How does it all pan out in the end\u2026especially if you need Long Term Care?