Risikoselektion und Risikoausgleich am Beispiel der gesetzlichen Krankenkassen in Deutschland

Published: Oct. 1, 2005, 11 a.m.

b'This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance market since the adoption of the so-called "Gesundheitsstrukturgesetz" of 1992. Further, the "Risikostrukturausgleich" as well as other measures are discussed as instruments of artificially spreading risks in this very market before recommendations for adequate policies are given.'