Financial concepts and habits can be learned with help from\xa0Heather Wagenhals, host and personal finance expert of the\xa0Keys To Riches\u2122 Financial Wellness Series.\n\nListen every\xa0Monday morningon the Libsyn Platform\xa0where you\u2019ll find our featured Key for the week.\xa0Tune in to this week's Keys to Riches Number Eight: No Seasonal Exceptions\xa0as host\xa0Heather Wagenhalsoffers\xa0specific financial techniques to help your financial habits become healthy money management skills.\n\n\nKey Statement:\n\nI know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must\xa0be more mindful during\xa0holidays and on special occasions because going overboard serves no one, especially not \xa0me nor my family.\n\nKey Affirmation:\n\nI am a gracious recipient and thoughtful giver.\n\nKey Commitment:\n\nI commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.