Keys To Riches Number Seven Break The Budget

Published: Nov. 7, 2016, 3:12 p.m.

The Keys To Riches\u2122 Financial Wellness Series\xa0is a baker\u2019s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.\n\nTune in to this week's Keys to Riches Number Seven: Break the Budget\xa0as host\xa0Heather Wagenhalsoffers\xa0specific financial techniques to help your financial habits become healthy money management skills.\nListen every\xa0Monday morningon the Keys To Riches website\xa0where you\u2019ll find our featured Key for the week from Heather\u2019s\xa0Keys To Riches\u2122 Financial Wellness Series.\nThis week's key is going to finish out our assessment and give us the most realistic picture of what our finances look like. Heather shares her unique way of breaking budgets and bad money habits to create a better more functional way to manage money.\n\nKey Statement:\n\nI know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.\n\nKey Affirmation:\n\nI have and live by a healthy savings and spending plan.\n\nKey Commitment:\n\nI\xa0commit\xa0to designing and living by a healthy savings and spending plan that suits me and my family.\n\nKey Action Item:\n\n\nCategorize your assessment envelope. Analyze your expenditures in each