The Arbor Move Team has created an interesting article on saving money to buy your dream house and that satisfies your lender and gets you to the closing table without issue. https://www.arbormove.com/blog/2021/1/12/6-doable-resolutions-to-help-you-save-for-a-down-payment-on-a-home. (https://www.arbormove.com/blog/2021/1/12/6-doable-resolutions-to-help-you-save-for-a-down-payment-on-a-home.)